Financing with Our Dealership

Ram Country Wharton takes the stress out of auto financing. From advice on whether to buy or lease to finding the best rates available, our finance team will work with you every step of the way to craft finance terms that work for your lifestyle and budget.
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Competitive Rates

No Hassle Credit Checks

Flexible Payments

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Should You Lease Your New Ram Country Wharton Vehicle?

Leasing is a great choice for shoppers who like to drive a new vehicle and want to keep their payments low. Once your lease term is up, you can trade up for a newer model, buy it outright, or simply return it and walk away when the lease it over.

Benefits of Financing

Customers who intend to hold onto their vehicle for a while should consider a loan. Our flexible financing plans can get you into a new or used vehicle with terms that will reduce your overall costs while you build equity in your vehicle.

Flexible Credit Options

Ram Country Wharton can help you get into the new or used vehicle you deserve. With monthly specials, factory offers, and competitive rates, we go the extra mile to give you the options that work for your lifestyle.

Frequently Asked Questions

What's better, buying or leasing?

This important choice comes down to your monthly budget and how you expect to use your vehicle. Leasing typically comes with a lower monthly payment than a traditional loan, but there are restrictions on mileage and customization. On the other hand, a loan may be associated with a higher payment but you will be building equity and will spend less over the life of the vehicle.
We will work with you to craft the deal that works for your budget. Most loan terms will fall between 48-72 months, with longer financing terms resulting in lower payments.
We’ve worked with countless customers with all kinds of credit to help them discover their financing options.
In most cases, we can offer financing with no down payment. We can also roll taxes, registration, and fees into the financing deal if that works best for you.

Ready to begin?

At Ram Country Wharton We Help You Secure Auto Financing

Once you've found the right car, truck or SUV, we'll take steps to finalize the transaction. That means helping with auto financing via our team of specialists who can find the right plans that suit the needs of a variety of drivers from Wharton, El Campo, Rosenberg, Bay City and Sugar Land, and get you behind the wheel as soon as possible.

Choose Between Affordable Auto Leases and Car Loans at Ram Country Wharton

One of the first aspects of auto financing drivers from the El Campo, Rosenberg, Bay City and Sugar Land areas should decide on is whether a loan or lease work best for them. There's no right answer, but one financing option may work better than the other in terms of your preferences. A lease is a great way to enjoy the latest features of a Chrysler, Dodge, Jeep or Ram while keeping monthly payments low. A loan is a favorite for many near Wharton since there are no monthly payments after paying off the loan. Either way, our finance team helps discover affordable rates so that you find the best fit.

Jumpstart the Auto Financing Process in Wharton

When you're prepared to make your next move, you can count on our friendly financing experts here at Ram Country Wharton to help with all your financing needs and guide you through a smooth, easygoing financing experience. All you need to do is fill out our easy financing application, which you can do right from the comfort of home, and we'll be ready to start crunching numbers to help you get that much closer to owning the RAM 1500, 2500, Jeep Grand Cherokee, Wrangler or Dodge Horner of your dreams.

  1. Ram Country Wharton

    1225 N Richmond Rd
    Wharton, TX 77488-3013

    • Sales: (970) 358-3020
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Get in Touch

  • Contact our Sales Department at: (970) 358-3020
  • Monday08:30AM - 07:00PM
  • Tuesday08:30AM - 07:00PM
  • Wednesday08:30AM - 07:00PM
  • Thursday08:30AM - 07:00PM
  • Friday08:30AM - 07:00PM
  • Saturday08:30AM - 06:00PM
  • SundayClosed